Banking & Fintech

19 May

5 Authentication Methods Banks Are Still Using That Fraudsters Figured Out Years Ago

The fraud industry moves faster than the compliance calendar. Banks adopt authentication methods, validate them against the threat landscape at the time, build them into core infrastructure, and then—because ripping out core infrastructure is expensive and politically difficult—keep using...

19 May

Zero-Knowledge Age Verification: Can It Scale Beyond Gaming Into Financial Services?

Age verification has a privacy problem that the industry has mostly chosen to ignore. The dominant implementation model—upload a government-issued ID, have it checked against a database, receive access—works. It confirms age. It also: Hands a service provider a copy of a...

18 May

Identity Continuity and the Digital Wallet: What Happens to the Verified Record When Credentials Move?

The digital wallet is no longer a speculative architecture. The EU Digital Identity Wallet, mandated under the revised eIDAS 2.0 regulation, will give European citizens a standardized mechanism to carry verified credentials—national identity documents, professional qualifications, payment instruments, health data—on...

9 May

Passkeys Explained: What They Are, What They're Not, and Why Banks Should Care

Passwords are the oldest and most persistent problem in digital security. They get reused, phished, leaked, guessed, and sold in bulk on criminal marketplaces. The financial sector has spent enormous resources compensating for password vulnerability—SMS one-time codes, authenticator apps, step-up...

19 Apr

Authorized Push Payment Fraud Is a Policy Problem Disguised as a Technology Problem

The authorized push payment fraud (APP) conversation in the UK and EU has become almost entirely a technology conversation. Better transaction screening. Real-time behavioral analytics. Confirmation of payee. Mule account detection. The vendor ecosystem has responded to the regulatory pressure...

3 Apr

Top 4 Identity Verification Companies for European FinTechs in 2026

Selecting an identity verification partner is one of the more consequential infrastructure decisions a European FinTech will make in 2026. The regulatory environment, fraud landscape, and customer experience expectations have all shifted considerably, but not all platforms have kept pace...